Bill Text: NJ A3247 | 2022-2023 | Regular Session | Introduced

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Bill Title: Prohibits homeowners' insurers from raising rates of insured on basis of insured's appeal of claim determination.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2022-03-07 - Introduced, Referred to Assembly Financial Institutions and Insurance Committee [A3247 Detail]

Download: New_Jersey-2022-A3247-Introduced.html

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ASSEMBLY, No. 3247

STATE OF NEW JERSEY

220th LEGISLATURE

 

INTRODUCED MARCH 7, 2022

 

 

Sponsored by:

Assemblywoman  PAMELA R. LAMPITT

District 6 (Burlington and Camden)

 

 

 

 

SYNOPSIS

     Prohibits homeowners' insurers from raising rates of insured on basis of insured's appeal of claim determination.

 

CURRENT VERSION OF TEXT

     As introduced.

  

An Act concerning homeowners' insurance and supplementing P.L.2001, c.409 (C.17:36-5.33 et seq.).

 

     Be It Enacted by the Senate and General Assembly of the State of New Jersey:

 

     1.    An insurer that is authorized to transact the business of homeowners' insurance in this State shall not assign risk to a rating plan or otherwise raise the rates of an insured on the basis of an insured's appeal of a claim determination of the insurer.

 

     2.    This act shall take effect immediately and apply to insurance contracts delivered, issued, executed, or renewed on or after that effective date.

 

 

STATEMENT

 

     This bill prohibits insurers that are authorized to transact the business of homeowners' insurance in this State from assigning risk to a rating plan or otherwise raising the rates of an insured on the basis of an insured's appeal of a claim determination of the insurer.