Bill Text: NJ A3402 | 2016-2017 | Regular Session | Introduced


Bill Title: Concerns electronic submission of certain automobile insurance claims.

Spectrum: Bipartisan Bill

Status: (Enrolled - Dead) 2018-01-08 - Passed Assembly (Passed Both Houses) (59-11-0) [A3402 Detail]

Download: New_Jersey-2016-A3402-Introduced.html

ASSEMBLY, No. 3402

STATE OF NEW JERSEY

217th LEGISLATURE

 

INTRODUCED MARCH 3, 2016

 


 

Sponsored by:

Assemblyman  LOUIS D. GREENWALD

District 6 (Burlington and Camden)

 

 

 

 

SYNOPSIS

     Concerns electronic submission of certain automobile insurance claims.

 

CURRENT VERSION OF TEXT

     As introduced.

  


An Act concerning electronic submission of certain automobile insurance claims and supplementing P.L.1972, c.70 (39:6A-1 et seq.).

 

     Be It Enacted by the Senate and General Assembly of the State of New Jersey:

 

     1.    Notwithstanding any law to the contrary, the commissioner shall adopt rules and regulations which:

     a.    ensure that all health care providers submit medical bills for payment on standardized forms;

     b.    require acceptance of electronic claims for payment of medical services by insurers offering policies which provide:

     (1)  personal injury protection coverage benefits payable under a standard automobile insurance policy pursuant to section 4 of P.L.1972, c.70 (C.34:6A-4);

     (2)  medical expense benefits payable under a basic automobile insurance policy pursuant to section 4 of P.L.1998, c.21 (C.39:6A-3.1); or

     (3)  emergency care medical expense benefits payable under a special automobile insurance policy pursuant to section 45 of P.L.2003, c.89 (C.39:6A-3.3);

     c.    ensure confidentiality of medical information submitted on electronic claims for payment of medical services pursuant to the this act; and

     d.    provide that payment for medical services provided or prescribed by the health care provider shall be made by the insurer to the health care provider within 15 working days after electronic receipt of an itemized electronic billing.  If the billing is contested, denied, or incomplete, payment shall be made of any uncontested amounts within 15 working days after electronic receipt of the billing.  Any contested medical charge arising from any claim for payment of medical services shall be resolved pursuant to section 24 of P.L.1998, c.21 (C.39:6A-5.1).

 

     2.    This act shall take effect on the first day of the third month next following the date of enactment.

 

 

STATEMENT

 

     This bill concerns the electronic submission of certain automobile insurance claims.  Specifically, the bill requires the Commissioner of Banking and Insurance to adopt rules and regulations which:

     (1)  ensure that all health care providers submit medical bills for payment on standardized forms;

     (2)  require acceptance of electronic claims for payment of

medical services by insurers offering policies which provide personal injury protection coverage benefits payable under a standard automobile insurance policy, medical expense benefits payable under a basic automobile insurance policy, or emergency care medical expense benefits payable under a special automobile insurance policy;

     (3)  ensure confidentiality of medical information submitted on electronic claims for payment of medical services; and

     (4)  provide that payment for medical treatment provided or prescribed by the health care provider shall be made by the insurer to the health care provider within 15 working days after electronic receipt of an itemized electronic billing.  If the billing is contested, denied, or incomplete, payment shall be made of any uncontested amounts within 15 working days after electronic receipt of the billing.

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