Bill Text: NJ A658 | 2010-2011 | Regular Session | Amended

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Bill Title: Prohibits certain unsolicited checks.

Spectrum: Strong Partisan Bill (Democrat 11-1)

Status: (Engrossed - Dead) 2010-03-04 - Received in the Senate, Referred to Senate Commerce Committee [A658 Detail]

Download: New_Jersey-2010-A658-Amended.html

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[First Reprint]

ASSEMBLY, No. 658

STATE OF NEW JERSEY

214th LEGISLATURE

 

PRE-FILED FOR INTRODUCTION IN THE 2010 SESSION

 

 

Sponsored by:

Assemblyman  PAUL D. MORIARTY

District 4 (Camden and Gloucester)

Assemblyman  NELSON T. ALBANO

District 1 (Cape May, Atlantic and Cumberland)

Assemblyman  RUBEN J. RAMOS, JR.

District 33 (Hudson)

Assemblywoman  VALERIE VAINIERI HUTTLE

District 37 (Bergen)

 

Co-Sponsored by:

Assemblyman McKeon, Assemblywomen Lampitt, Wagner, Riley, Assemblymen Biondi, Conners, Assemblywoman Addiego and Assemblyman Conaway

 

 

 

 

SYNOPSIS

     Prohibits certain unsolicited checks.

 

CURRENT VERSION OF TEXT

     As reported by the Assembly Consumer Affairs Committee on February 8, 2010, with amendments.

  

An Act prohibiting certain unsolicited checks and supplementing P.L.1960, c.39 (C.56:8-1 et seq.).

 

     Be It Enacted by the Senate and General Assembly of the State of New Jersey:

 

     1.    It shall be an unlawful practice for a person ¹[or business]¹ to send an unsolicited check to an individual which, upon being cashed or redeemed, automatically obligates the recipient to pay any fee or enrolls that individual in any club, service, plan, or continuing agreement.

     For the purposes of this act, "unsolicited check" means any check mailed or otherwise delivered to a person, other than:

     a.     In response to a request or application for a check or account by the ¹[individual] person¹ ;

     b.    As a substitute for a check or account previously issued to the person to whom the check is mailed or otherwise delivered; or

     c.     A check related to a consumer credit transaction or consumer loan business issued or provided by an insured depository institution as defined in 12 U.S.C. s.1813, a licensee under the New Jersey Licensed Lenders Act, or other financial institution authorized to do business by the New Jersey Department of Banking and Insurance.

 

     2.    This act shall take effect on the first day of the third month after enactment.