Bill Text: NY A09158 | 2023-2024 | General Assembly | Amended


Bill Title: Establishes the mobile and manufactured home replacement program to eliminate older mobile and manufactured homes and replace them with new manufactured, modular or site-built homes; makes related provisions.

Spectrum: Partisan Bill (Democrat 6-0)

Status: (Introduced) 2024-05-30 - substituted by s3141a [A09158 Detail]

Download: New_York-2023-A09158-Amended.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                         9158--A

                   IN ASSEMBLY

                                    February 8, 2024
                                       ___________

        Introduced  by M. of A. BARRETT -- read once and referred to the Commit-
          tee  on  Housing  --  committee  discharged,  bill  amended,   ordered
          reprinted as amended and recommitted to said committee

        AN  ACT  to  amend  the  private housing finance law, in relation to the
          mobile and manufactured home replacement program

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1. The private housing finance law is amended by adding a new
     2  article 32 to read as follows:
     3                                ARTICLE XXXII
     4              MOBILE AND MANUFACTURED HOME REPLACEMENT PROGRAM
     5  Section 1290. Statement of legislative findings and purpose.
     6          1291. Definitions.
     7          1292. Mobile and manufactured home replacement contracts.
     8    § 1290. Statement of legislative findings and purpose. The legislature
     9  hereby finds and declares that there exists in New York state a  serious
    10  need  to  eliminate older, dilapidated mobile and manufactured homes and
    11  replace them with new manufactured, modular or site-built  homes.  Older
    12  mobile  or  manufactured  home  units  with rusted, leaking metal roofs,
    13  metal-framed windows with interior take-out storms,  and  metal  siding,
    14  are  just  some  of the examples of those that most need replacement. No
    15  matter the amount of rehabilitation investment, the end result is unsat-
    16  isfactory in terms of longevity, energy  efficiency  and  affordability.
    17  The  legislature  therefore  finds  that  the  state  should establish a
    18  program to fund the replacement of mobile or manufactured homes with new
    19  affordable and energy  efficient  manufactured,  modular  or  site-built
    20  homes.
    21    § 1291. Definitions.  For  the  purposes of this article the following
    22  terms shall have the following meanings:
    23    1. "Corporation" shall mean the housing trust fund corporation  estab-
    24  lished in section forty-five-a of this chapter.
    25    2.  "Dilapidated" shall mean a housing unit that does not provide safe
    26  and adequate shelter, and in its present condition endangers the health,
    27  safety or well-being of the occupants. Such a housing  unit  shall  have

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04990-03-4

        A. 9158--A                          2

     1  one  or  more critical defects, or a combination of intermediate defects
     2  in sufficient  number  or  extent  to  require  considerable  repair  or
     3  rebuilding.  Such defects may involve original construction, or they may
     4  result  from  continued neglect or lack of repair or from serious damage
     5  to the structure.
     6    3. "Eligible applicant" shall mean a unit of  local  government  or  a
     7  not-for-profit  corporation  in  existence  for  a period of one or more
     8  years prior to application, which is, or will be at the time  of  award,
     9  incorporated  under  the not-for-profit corporation law and has substan-
    10  tial experience in affordable housing.
    11    4. "Eligible property" shall mean a mobile or manufactured  home  that
    12  is  the  primary  residence of a homeowner with a total household income
    13  that does not exceed eighty percent of area median income for the county
    14  in which a project is located as calculated by the United States depart-
    15  ment of housing and urban development.
    16    5. "Manufactured home" shall have the same meaning as is set forth for
    17  such term in subdivision seven of section six hundred one of the  execu-
    18  tive law.
    19    6.  "Mobile  and  manufactured  home replacement program" or "program"
    20  shall mean a proposal by an eligible applicant for the replacement of  a
    21  dilapidated mobile or manufactured home with a new manufactured, modular
    22  or site-built home. All replacement homes shall be energy star rated for
    23  energy efficiency.
    24    7. "Modular home" shall have the same meaning as is set forth for such
    25  term  in  paragraph  thirty-three  of  subdivision (b) of section eleven
    26  hundred one of the tax law.
    27    8. "Site-built home" shall mean a structure built on-site using build-
    28  ing materials delivered to the site, even if some of such materials were
    29  manufactured, produced or assembled off-site such as, by way of  example
    30  and not by way of limitation, concrete blocks, windows, door units, wall
    31  or roof panels, trusses and dormers.
    32    § 1292. Mobile and manufactured home replacement contracts. 1. Grants.
    33  Within  the limit of funds available in the mobile and manufactured home
    34  replacement program, the corporation is hereby authorized to enter  into
    35  contracts  with  eligible  applicants  to provide grants, which shall be
    36  used to establish programs to provide assistance  to  eligible  property
    37  owners to replace dilapidated mobile or manufactured homes in the state.
    38    2.  Program criteria. The corporation shall develop procedures, crite-
    39  ria and requirements related to the application and  award  of  projects
    40  pursuant  to  this  section  which  shall include:   eligibility, market
    41  demand, feasibility and  funding  criteria;  the  funding  determination
    42  process;  supervision  and evaluation of contracting applicants; report-
    43  ing, budgeting and record-keeping requirements; provisions for modifica-
    44  tion and termination of contracts; and such other matters not inconsist-
    45  ent with the purposes and provisions of this article as the  corporation
    46  shall deem necessary or appropriate.
    47    3. Contract limitations. The total contract pursuant to any one eligi-
    48  ble applicant in a specified region shall not exceed seven hundred fifty
    49  thousand  dollars  and  the contract shall provide for completion of the
    50  program within a reasonable period, as specified  therein,  which  shall
    51  not  in  any  event  exceed four years from commencement of the program.
    52  Upon request, the corporation may extend the term of the contract for up
    53  to an additional one year period for good cause shown  by  the  eligible
    54  applicant.
    55    4.  Planning and administrative costs. The corporation shall authorize
    56  the eligible applicant to spend ten percent of the contract  amount  for

        A. 9158--A                          3

     1  approved planning and administrative costs associated with administering
     2  the program.
     3    5.  The  corporation  shall  require that, in order to receive a grant
     4  pursuant to this article, the eligible  property  owner  shall  have  no
     5  liens  on  the  land  after  closing  the  grant other than the new home
     6  financing and currently existing mortgage or mortgages, and all property
     7  taxes and insurances must be current.
     8    6. Assistance. Financial assistance to eligible property owners  shall
     9  be  one  hundred  percent  grants  in the form of deferred payment loans
    10  (hereinafter referred to in this subdivision as  "DPL").    A  ten  year
    11  declining  balance  lien  using a security instrument as required by the
    12  corporation, will be utilized for replacement projects. No  interest  or
    13  payments  will  be  required  on  the DPL unless the property is sold or
    14  transferred before the regulatory term expires. In such cases funds will
    15  be recaptured from the proceeds of the sale of the home, on a  declining
    16  balance basis, unless an income-eligible immediate family member accepts
    17  ownership  of, and resides in the new replacement home for the remainder
    18  of the regulatory term.  In addition the mobile  and  manufactured  home
    19  replacement program established by this article shall: (a) provide funds
    20  for  relocation  assistance  to homeowners who are unable to voluntarily
    21  relocate during the demolition and construction phases of  the  project;
    22  and  (b)  provide  funding for the costs of demolishing and disposing of
    23  the dilapidated home.
    24    7. Homeownership training. The eligible property owner must  agree  to
    25  attend  an  approved  homeownership  training program for post-purchase,
    26  credit/budget, and home maintenance counseling as part of  the  applica-
    27  tion process.
    28    8.  Funding  criteria.  The  total  payment  pursuant to any one grant
    29  contract shall not exceed two hundred thousand dollars and the  contract
    30  shall  provide for completion of the program within a reasonable period,
    31  as specified therein, not to exceed four years.
    32    9. Funding and annual report. The corporation in its  sole  discretion
    33  shall  authorize all funding decisions and make all award announcements.
    34  The corporation shall, on or before December thirty-first in  each  year
    35  submit  a  report to the legislature on the implementation of this arti-
    36  cle. Such report shall include, but not be limited to,  for  each  award
    37  made  to  a  grantee  under  this  article: a description of such award;
    38  contract amount and cumulative total; and such other information as  the
    39  corporation deems pertinent.
    40    § 2. This act shall take effect immediately.
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