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| THE GENERAL ASSEMBLY OF PENNSYLVANIA |
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| SENATE BILL |
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| INTRODUCED BY MUSTO, KITCHEN, WASHINGTON, KASUNIC, LOGAN, RAFFERTY, O'PAKE, STACK, COSTA, GREENLEAF AND WOZNIAK, APRIL 3, 2009 |
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| REFERRED TO BANKING AND INSURANCE, APRIL 3, 2009 |
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| AN ACT |
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1 | Amending Title 40 (Insurance) of the Pennsylvania Consolidated |
2 | Statutes, providing for optional health insurance coverage |
3 | for certain children. |
4 | The General Assembly of the Commonwealth of Pennsylvania |
5 | hereby enacts as follows: |
6 | Section 1. Title 40 of the Pennsylvania Consolidated |
7 | Statutes is amended by adding a part to read: |
8 | PART IV |
9 | HEALTH CARE REFORM |
10 | Chapter |
11 | 71. (Reserved) |
12 | 72. Affordability |
13 | 73. (Reserved) |
14 | 74. (Reserved) |
15 | 75. Miscellaneous Provisions |
16 | CHAPTER 71 |
17 | (RESERVED) |
18 | CHAPTER 72 |
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1 | AFFORDABILITY |
2 | Sec. |
3 | 7201. (Reserved). |
4 | 7202. (Reserved). |
5 | 7203. (Reserved). |
6 | 7204. (Reserved). |
7 | 7205. (Reserved). |
8 | 7206. Health insurance coverage for certain children of insured |
9 | parents. |
10 | 7207. (Reserved). |
11 | 7208. (Reserved). |
12 | § 7201. (Reserved). |
13 | § 7202. (Reserved). |
14 | § 7203. (Reserved). |
15 | § 7204. (Reserved). |
16 | § 7205. (Reserved). |
17 | § 7206. Health insurance coverage for certain children of |
18 | insured parents. |
19 | (a) Option to cover certain children.--An insurer that |
20 | issues, delivers, executes or renews health care insurance in |
21 | this Commonwealth, under which coverage of a child would |
22 | otherwise terminate at a specified age, shall, at the option of |
23 | the child's parent or guardian, provide coverage to a child of |
24 | the insured beyond that specified age, up through the age of 29, |
25 | provided that the child meets all of the following requirements: |
26 | (1) Is not married. |
27 | (2) Has no dependents. |
28 | (3) Is a resident of this Commonwealth or is enrolled as |
29 | a full-time student at an institution of higher education in |
30 | this Commonwealth. |
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1 | (4) Is not covered by another health insurance policy. |
2 | (b) Exercise of option.--An insured may exercise the option |
3 | provided by subsection (a) at any time during the term of the |
4 | policy by notice to the insurer. |
5 | (c) Employer contribution.--Employers shall not be required |
6 | to contribute to any increased premium charged by the insurer |
7 | for the exercise of the option provided by subsection (a), but |
8 | such contributions may be agreed to by the employer. |
9 | § 7207. (Reserved). |
10 | § 7208. (Reserved). |
11 | CHAPTER 73 |
12 | (RESERVED) |
13 | CHAPTER 74 |
14 | (RESERVED) |
15 | CHAPTER 75 |
16 | MISCELLANEOUS PROVISIONS |
17 | Sec. |
18 | 7501. Regulations. |
19 | 7502. Enforcement. |
20 | 7503. Severability. |
21 | § 7501. Regulations. |
22 | (a) Regulations promulgated under this part.--Except as |
23 | otherwise provided in this part, the promulgation of regulations |
24 | under this part by Commonwealth agencies given the authority to |
25 | promulgate regulations shall, until three years from the |
26 | effective date of this section, be exempt from the following: |
27 | (1) Section 205 of the act of July 31, 1968 (P.L.769, |
28 | No.240), referred to as the Commonwealth Documents Law, |
29 | Commonwealth Documents Law. |
30 | (2) The act of October 15, 1980 (P.L.950, No.164), known |
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1 | as the Commonwealth Attorneys Act. |
2 | (3) Act of June 25, 1982 (P.L.633, No.181), known as the |
3 | Regulatory Review Act. |
4 | (b) Other regulations.--If, in the determination of the head |
5 | of a Commonwealth agency given authority to promulgate |
6 | regulations under this part, rulemaking is needed for purposes |
7 | of the safety of patients in this Commonwealth, the Commonwealth |
8 | agency may promulgate a final-omitted regulation under the |
9 | Regulatory Review Act. |
10 | § 7502. Enforcement. |
11 | (a) Determination of violation.--Upon a determination that a |
12 | person licensed by the Insurance Department has violated any |
13 | provision of this part, the department may, subject to 2 Pa.C.S. |
14 | Chs. 5 Subch. A (relating to practice and procedure of |
15 | Commonwealth agencies) and 7 Subch. A (relating to judicial |
16 | review of Commonwealth agency action) do any of the following: |
17 | (1) Issue an order requiring the person to cease and |
18 | desist from engaging in the violation. |
19 | (2) Suspend or revoke or refuse to issue or renew the |
20 | certificate or license of the offending party or parties. |
21 | (3) Impose an administrative penalty of up to $5,000 for |
22 | each violation. |
23 | (4) Seek restitution. |
24 | (5) Impose any other penalty or pursue any other remedy |
25 | deemed appropriate by the commissioner. |
26 | (b) Other remedies.--The enforcement remedies imposed under |
27 | this section are in addition to any other remedies or penalties |
28 | which be imposed by any other applicable statute, including the |
29 | act of July 22, 1974 (P.L.589, No.205), known as the Unfair |
30 | Insurance Practices Act. A violation by any person of this part |
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1 | is deemed an unfair method of competition and an unfair or |
2 | deceptive act of practice under the Unfair Insurance Practices |
3 | Act. |
4 | (c) No private cause of action.--Nothing in this part shall |
5 | be construed as to create or imply a private cause of action for |
6 | violation of this part. |
7 | § 7503. Severability. |
8 | (a) General rule.--The provisions of this part are |
9 | severable. If any provision of this part or its application to |
10 | any person or circumstance is held invalid, the invalidity shall |
11 | not affect other provisions or applications of this part which |
12 | can be given effect without the invalid provision or |
13 | application. |
14 | (b) (Reserved). |
15 | (c) (Reserved). |
16 | Section 2. This act shall take effect in 60 days. |
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