Bill Text: TX HB149 | 2015-2016 | 84th Legislature | Introduced
Bill Title: Relating to photo identification requirements for certain stored value card purchases.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2015-02-09 - Referred to Investments & Financial Services [HB149 Detail]
Download: Texas-2015-HB149-Introduced.html
| 84R170 ATP-D | ||
| By: Menéndez | H.B. No. 149 | |
|
|
||
|
|
||
| relating to photo identification requirements for certain stored | ||
| value card purchases. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Chapter 604, Business & Commerce Code, is | ||
| amended by adding Subchapter D to read as follows: | ||
| SUBCHAPTER D. REQUIRING VERIFICATION OF IDENTITY FOR CREDIT CARD | ||
| PURCHASES | ||
| Sec. 604.151. DEFINITIONS. In this subchapter: | ||
| (1) "Cardholder" means the person named on the face of | ||
| a credit card to whom or for whose benefit the credit card is | ||
| issued. | ||
| (2) "Credit card" means a card or device issued under | ||
| an agreement by which the issuer gives to a cardholder the right to | ||
| obtain credit from the issuer or another person. | ||
| (3) "Merchant" means a person in the business of | ||
| selling or leasing goods or services. | ||
| (4) "Photo identification" means a card or other | ||
| document that: | ||
| (A) is issued by a governmental entity to | ||
| identify an individual; and | ||
| (B) displays a photograph of the individual | ||
| identified on the card or other document. | ||
| Sec. 604.152. APPLICABILITY TO FACE-TO-FACE TRANSACTIONS. | ||
| Notwithstanding Section 604.002, this subchapter applies to any | ||
| face-to-face transaction in which an individual seeks to pay a | ||
| merchant for the purchase of or adding value to any stored value | ||
| card. | ||
| Sec. 604.153. REQUIRING PHOTO IDENTIFICATION FOR CREDIT | ||
| CARD TRANSACTION. (a) A merchant may not accept a credit card for | ||
| payment in a face-to-face transaction for the purchase of or adding | ||
| value to a stored value card unless the merchant requires the | ||
| individual presenting the credit card to provide photo | ||
| identification verifying the individual's identity as the | ||
| cardholder. | ||
| (b) Subsection (a) does not apply if the merchant requires | ||
| the individual presenting the credit card for payment to provide | ||
| the individual's zip code to verify the individual's identity as | ||
| authorized by Section 505.002. | ||
| SECTION 2. This Act takes effect September 1, 2015. | ||
