Bill Text: TX HB3964 | 2021-2022 | 87th Legislature | Engrossed
Bill Title: Relating to construction of certain laws prohibiting discrimination, distinctions, inducements, rebates, and certain other conduct related to property and casualty insurance.
Spectrum: Partisan Bill (Republican 1-0)
Status: (Engrossed - Dead) 2021-05-17 - Referred to Business & Commerce [HB3964 Detail]
Download: Texas-2021-HB3964-Engrossed.html
87R16055 RDS-F | ||
By: Hull | H.B. No. 3964 |
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relating to construction of certain laws prohibiting | ||
discrimination, distinctions, inducements, rebates, and certain | ||
other conduct related to property and casualty insurance. | ||
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
SECTION 1. Subchapter A, Chapter 1806, Insurance Code, is | ||
amended by adding Section 1806.002 to read as follows: | ||
Sec. 1806.002. CONSTRUCTION OF CERTAIN PROVISIONS; | ||
SERVICES RELATED TO LOSS CONTROL. (a) Nothing in Section 1806.053, | ||
1806.054, 1806.104, 1806.1041, 1806.153, 1806.1541, or 1806.156 | ||
may be construed as: | ||
(1) permitting an unfair method of competition or a | ||
false, misleading, or deceptive act or practice under Section | ||
17.46, Business & Commerce Code; or | ||
(2) prohibiting an insurer or an insurer's agent from | ||
offering or giving to an insured or applicant, for free or at a | ||
discounted price in a manner that is not unfairly discriminatory to | ||
insureds or applicants of the same class and of essentially the same | ||
hazard, services or other offerings that relate to loss control of | ||
the risks covered under the insured's policy, subject to Subsection | ||
(b). | ||
(b) The cost to the insurer or the insurer's agent offering | ||
the product or service to any given customer must be reasonable in | ||
comparison to that customer's premiums or insurance coverage for | ||
the policy class. | ||
(c) The commissioner may adopt rules as necessary to | ||
implement this section. | ||
SECTION 2. This Act takes effect September 1, 2021. |