Bill Text: TX SB2127 | 2017-2018 | 85th Legislature | Engrossed
Bill Title: Relating to limitations on the information reported by consumer reporting agencies.
Spectrum: Partisan Bill (Republican 1-0)
Status: (Engrossed - Dead) 2017-05-15 - Left pending in committee [SB2127 Detail]
Download: Texas-2017-SB2127-Engrossed.html
By: Taylor of Galveston | S.B. No. 2127 |
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relating to limitations on the information reported by consumer | ||
reporting agencies. | ||
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
SECTION 1. Section 20.05, Business & Commerce Code, is | ||
amended by amending Subsection (a) and adding Subsection (d) to | ||
read as follows: | ||
(a) Except as provided by Subsection (b), a consumer | ||
reporting agency may not furnish a consumer report containing | ||
information related to: | ||
(1) a case under Title 11 of the United States Code or | ||
under the federal Bankruptcy Act in which the date of entry of the | ||
order for relief or the date of adjudication predates the consumer | ||
report by more than 10 years; | ||
(2) a suit or judgment in which the date of entry | ||
predates the consumer report by more than seven years or the | ||
governing statute of limitations, whichever is longer; | ||
(3) a tax lien in which the date of payment predates | ||
the consumer report by more than seven years; | ||
(4) a record of arrest, indictment, or conviction of a | ||
crime in which the date of disposition, release, or parole predates | ||
the consumer report by more than seven years; [ |
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(5) a collection account with a medical industry code, | ||
if the consumer was covered by a health benefit plan at the time of | ||
the event giving rise to the collection and the collection is for an | ||
outstanding balance, after copayments, deductibles, and | ||
coinsurance, owed to an emergency care provider or a facility-based | ||
provider for an out-of-network benefit claim; or | ||
(6) another item or event that predates the consumer | ||
report by more than seven years. | ||
(d) In this section: | ||
(1) "Emergency care provider" means a physician, | ||
health care practitioner, facility, or other health care provider | ||
who provides emergency care. | ||
(2) "Facility" has the meaning assigned by Section | ||
324.001, Health and Safety Code. | ||
(3) "Facility-based provider" means a physician, | ||
health care practitioner, or other health care provider who | ||
provides health care or medical services to patients of a facility. | ||
(4) "Health care practitioner" means an individual who | ||
is licensed to provide health care services. | ||
SECTION 2. This Act takes effect immediately if it receives | ||
a vote of two-thirds of all the members elected to each house, as | ||
provided by Section 39, Article III, Texas Constitution. If this | ||
Act does not receive the vote necessary for immediate effect, this | ||
Act takes effect September 1, 2017. |