Bill Text: TX SB845 | 2025-2026 | 89th Legislature | Introduced
Bill Title: Relating to the eligibility of social workers for the Homes for Texas Heroes home loan program.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced) 2025-02-13 - Referred to Local Government [SB845 Detail]
Download: Texas-2025-SB845-Introduced.html
| 89R48 JG-F | ||
| By: Zaffirini | S.B. No. 845 | |
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| relating to the eligibility of social workers for the Homes for | ||
| Texas Heroes home loan program. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Section 2306.5621(a), Government Code, is | ||
| amended by amending Subdivision (2) and adding Subdivision (15-a) | ||
| to read as follows: | ||
| (2) "Home" means a dwelling in this state in which a | ||
| fire fighter, corrections officer, county jailer, public security | ||
| officer, peace officer, professional educator, social worker, | ||
| veteran, or person defined as emergency medical services personnel | ||
| under this section intends to reside as the borrower's principal | ||
| residence. | ||
| (15-a) "Social worker" has the meaning assigned by | ||
| Section 505.002, Occupations Code. | ||
| SECTION 2. Sections 2306.5621(b), (c), (d), (f), and (h-1), | ||
| Government Code, are amended to read as follows: | ||
| (b) The corporation shall establish a program to provide | ||
| eligible fire fighters, corrections officers, county jailers, | ||
| public security officers, peace officers, emergency medical | ||
| services personnel, professional educators, social workers, and | ||
| veterans with low-interest home mortgage loans. | ||
| (c) To be eligible for a loan under this section, at the time | ||
| a person files an application for the loan, the person must: | ||
| (1) be a: | ||
| (A) fire fighter, corrections officer, county | ||
| jailer, public security officer, peace officer, social worker, | ||
| veteran, or person defined as emergency medical services personnel | ||
| under this section; or | ||
| (B) professional educator who is employed by a | ||
| school district or is an allied health or professional nursing | ||
| program faculty member in this state; | ||
| (2) reside in this state; and | ||
| (3) have an income of not more than 115 percent of area | ||
| median family income, adjusted for family size, or the maximum | ||
| amount permitted by Section 143(f), Internal Revenue Code of 1986, | ||
| whichever is greater. | ||
| (d) The corporation may contract with other agencies of the | ||
| state or with private entities to determine whether applicants | ||
| qualify as fire fighters, corrections officers, county jailers, | ||
| public security officers, peace officers, emergency medical | ||
| services personnel, professional educators, social workers, or | ||
| veterans under this section or otherwise to administer all or part | ||
| of this section. | ||
| (f) The board of directors of the corporation shall adopt | ||
| rules governing: | ||
| (1) the administration of the program; | ||
| (2) the making of loans under the program; | ||
| (3) the criteria for approving mortgage lenders; | ||
| (4) the use of insurance on the loans and the homes | ||
| financed under the program, as considered appropriate by the board | ||
| to provide additional security for the loans; | ||
| (5) the verification of occupancy of the home by the | ||
| fire fighter, corrections officer, county jailer, public security | ||
| officer, peace officer, professional educator, social worker, | ||
| veteran, or person defined as emergency medical services personnel | ||
| as the borrower's principal residence; and | ||
| (6) the terms of any contract made with any mortgage | ||
| lender for processing, originating, servicing, or administering | ||
| the loans. | ||
| (h-1) To fund home mortgage loans for eligible fire | ||
| fighters, corrections officers, county jailers, public security | ||
| officers, peace officers, emergency medical services personnel, | ||
| professional educators, social workers, and veterans under this | ||
| section, the corporation may use any proceeds received from the | ||
| sale of bonds, notes, or other obligations issued under the home | ||
| loan program provided by this section, regardless of any amendments | ||
| to the eligibility standards for loans made under the program and | ||
| regardless of when the corporation received the proceeds from those | ||
| bonds, notes, or other obligations issued under the program. | ||
| SECTION 3. This Act takes effect immediately if it receives | ||
| a vote of two-thirds of all the members elected to each house, as | ||
| provided by Section 39, Article III, Texas Constitution. If this | ||
| Act does not receive the vote necessary for immediate effect, this | ||
| Act takes effect September 1, 2025. | ||
