US Congress House Bill 2498 (Prior Session Legislation)

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Spectrum: Partisan Bill (Democrat 86-2)
Status: Introduced on May 17 2017 - 25% progression, died in committee
Action: 2017-05-17 - Referred to the House Committee on Financial Services.
Pending: House Financial Services Committee
Text: Latest bill text (Introduced) [PDF]

Freedom from Discrimination in Credit Act of 2017 This bill amends the Equal Credit Opportunity Act (ECOA) to expand the categories of prohibited discrimination when extending credit to include discrimination on account of sexual orientation or gender identity. (Currently, such discrimination in credit is prohibited only on the basis of race, color, religion, national origin, sex or marital status, or age.) The bill defines: (1) "gender identity" as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual with or without regard to the individual's designated sex at birth; and (2) "sexual orientation" as homosexuality, heterosexuality, or bisexuality. The bill specifies that for purposes of the ECOA's protections against sex discrimination, the term "sex" includes: (1) a sex stereotype; (2) pregnancy, childbirth, or a related medical condition; and (3) sexual orientation or gender identity. The bill also extends ECOA's protections against discrimination to include: (1) an association with another person who is a member of a class protected against discrimination; and (2) a perception or belief, even if inaccurate, that the individual is a member of such a protected class. Under a current provision of the ECOA, a request for the signature of both parties to a marriage for the purpose of creating a valid lien, passing clear title, waiving inchoate rights to property, or assigning earnings does not constitute discrimination. The bill prohibits this provision from being construed to permit a creditor to take sexual orientation or gender identity into account in connection with the evaluation of creditworthiness of an applicant.

Freedom from Discrimination in Credit Act of 2017

Rep. Josh Gottheimer [D-NJ]	Rep. Hakeem Jeffries [D-NY]	Rep. Judy Chu [D-CA]	Rep. Earl Blumenauer [D-OR]
Rep. Eric Swalwell [D-CA]	Rep. Janice Schakowsky [D-IL]	Rep. Niki Tsongas [D-MA]	Rep. Debbie Wasserman Schultz [D-FL]
Rep. Scott Peters [D-CA]	Rep. Sean Maloney [D-NY]	Rep. Raul Grijalva [D-AZ]	Rep. Yvette Clarke [D-NY]
Rep. Susan Davis [D-CA]	Rep. John Delaney [D-MD]	Rep. Jared Polis [D-CO]	Rep. David Cicilline [D-RI]
Rep. Brad Sherman [D-CA]	Rep. Gerald Connolly [D-VA]	Rep. Jackie Speier [D-CA]	Rep. Eleanor Norton [D-DC]
Rep. Tony Cardenas [D-CA]	Rep. Michael Capuano [D-MA]	Rep. Suzan DelBene [D-WA]	Rep. Bonnie Coleman [D-NJ]
Rep. Ted Lieu [D-CA]	Rep. Barbara Lee [D-CA]	Rep. James Langevin [D-RI]	Rep. Chellie Pingree [D-ME]
Rep. James Himes [D-CT]	Rep. Alma Adams [D-NC]	Rep. Mark Pocan [D-WI]	Rep. Jerrold Nadler [D-NY]
Rep. Alan Lowenthal [D-CA]	Rep. Joseph Crowley [D-NY]	Rep. Nita Lowey [D-NY]	Rep. Andre Carson [D-IN]
Rep. Henry Johnson [D-GA]	Rep. Mike Quigley [D-IL]	Rep. Mark Takano [D-CA]	Rep. Bill Pascrell [D-NJ]
Rep. Daniel Kildee [D-MI]	Rep. Grace Meng [D-NY]	Rep. Julia Brownley [D-CA]	Rep. Bradley Schneider [D-IL]
Rep. Charlie Crist [D-FL]	Rep. Mike Coffman [R-CO]	Rep. Keith Ellison [D-MN]	Rep. James McGovern [D-MA]
Rep. Betty McCollum [D-MN]	Rep. Eliot Engel [D-NY]	Rep. Ro Khanna [D-CA]	Rep. Carolyn Maloney [D-NY]
Rep. Karen Bass [D-CA]	Rep. Darren Soto [D-FL]	Rep. Steve Cohen [D-TN]	Rep. Tim Ryan [D-OH]
Rep. Theodore Deutch [D-FL]	Rep. Val Demings [D-FL]	Rep. Marcy Kaptur [D-OH]	Rep. Jim Cooper [D-TN]
Rep. Ruben Kihuen [D-NV]	Rep. Brian Higgins [D-NY]	Rep. Derek Kilmer [D-WA]	Rep. Bobby Rush [D-IL]
Rep. Mark DeSaulnier [D-CA]	Sen. Jacky Rosen [D-NV]	Rep. Matthew Cartwright [D-PA]	Rep. John Yarmuth [D-KY]
Rep. William Keating [D-MA]	Rep. Frank LoBiondo [R-NJ]	Rep. Elizabeth Esty [D-CT]	Rep. Raul Ruiz [D-CA]
Rep. Adriano Espaillat [D-NY]	Rep. Seth Moulton [D-MA]	Rep. Joyce Beatty [D-OH]	Rep. Paul Tonko [D-NY]
Rep. Zoe Lofgren [D-CA]	Rep. Pramila Jayapal [D-WA]	Rep. Tulsi Gabbard [D-HI]	Rep. Bennie Thompson [D-MS]
Rep. Al Lawson [D-FL]	Rep. Peter DeFazio [D-OR]	Rep. Salud Carbajal [D-CA]	Rep. Cedric Richmond [D-LA]
Rep. Adam Smith [D-WA]	Rep. Anthony Brown [D-MD]	Rep. David Price [D-NC]	Rep. Joseph Morelle [D-NY]

Date	Chamber	Action
2017-05-17	House	Referred to the House Committee on Financial Services.
2017-05-17	House	Introduced in House

HB2282 (Related) 2017-06-02 - Referred to the Subcommittee on the Constitution and Civil Justice.
SB1006 (Related) 2017-05-02 - Read twice and referred to the Committee on the Judiciary.
SB1143 (Same As) 2017-05-17 - Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Type	Source
Summary	https://www.congress.gov/bill/115th-congress/house-bill/2498/all-info
Text	https://www.congress.gov/115/bills/hr2498/BILLS-115hr2498ih.pdf