US Congress House Bill 4172 (Prior Session Legislation)

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Spectrum: Slight Partisan Bill (Democrat 24-11)
Status: Introduced on December 3 2015 - 25% progression, died in chamber
Action: 2016-09-27 - Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Text: Latest bill text (Introduced) [PDF]

Credit Access and Inclusion Act of 2015 This bill amends the Fair Credit Reporting Act to authorize a person or the Department of Housing and Urban Development (HUD) to furnish to a consumer reporting agency information relating to the performance of a consumer in making payments: (1) under a lease agreement for a dwelling, including a lease in which HUD provides subsidized payments; or (2) pursuant to a contract for a utility or telecommunications service. Information about a consumer's usage of any utility or telecommunications services may be furnished to a consumer reporting agency only to the extent that such information relates to payment by the consumer for such services or other terms of the provision of such services, including any deposit, discount, or conditions for interruption or termination of service. An energy utility firm may not report payment information to a consumer reporting agency with respect to an outstanding balance of a consumer as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of such plan. The bill amends the Consumer Credit Protection Act to make provisions regarding civil liability to consumers of persons for willful or negligent noncompliance with requirements imposed by such Act on credit reporting agencies inapplicable to any violation of this Act.

Credit Access and Inclusion Act of 2015

Rep. Keith Ellison [D-MN]	Rep. Michael Fitzpatrick [R-PA]	Rep. Al Green [D-TX]	Rep. James Renacci [R-OH]
Rep. Gwen Moore [D-WI]	Rep. Sean Duffy [R-WI]	Rep. James Himes [D-CT]	Rep. Mick Mulvaney [R-SC]
Rep. John Carney [D-DE]	Rep. Robert Pittenger [R-NC]	Rep. Ruben Hinojosa [D-TX]	Rep. Walter Jones [R-NC]
Rep. Raul Grijalva [D-AZ]	Rep. David Schweikert [R-AZ]	Rep. Bobby Rush [D-IL]	Rep. Mia Love [R-UT]
Rep. Jerry McNerney [D-CA]	Rep. Steve Stivers [R-OH]	Rep. Earl Blumenauer [D-OR]	Rep. Robert Dold [R-IL]
Rep. John Conyers [D-MI]	Rep. Michael Capuano [D-MA]	Rep. Gregory Meeks [D-NY]	Rep. Eleanor Norton [D-DC]
Rep. Ann Kirkpatrick [D-AZ]	Rep. Sheila Jackson-Lee [D-TX]	Rep. Albio Sires [D-NJ]	Rep. Donald Norcross [D-NJ]
Rep. Janice Schakowsky [D-IL]	Rep. Mark DeSaulnier [D-CA]	Rep. Steve Cohen [D-TN]	Rep. Ami Bera [D-CA]
Rep. Garland Barr [R-KY]	Rep. Alcee Hastings [D-FL]	Rep. Carolyn Maloney [D-NY]

Date	Chamber	Action
2016-09-27	House	Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
2015-12-03	House	Referred to the House Committee on Financial Services.
2015-12-03	House	Introduced in House

SB2355 (Related) 2015-12-03 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
HB3035 (Related) 2015-07-13 - Referred to the House Committee on Financial Services.

Type	Source
Summary	https://www.congress.gov/bill/114th-congress/house-bill/4172/all-info
Text	https://www.congress.gov/114/bills/hr4172/BILLS-114hr4172ih.pdf