US Congress Senate Bill 3565 (Prior Session Legislation)

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Spectrum: Partisan Bill (Democrat 6-0)
Status: Introduced on March 22 2020 - 25% progression, died in committee
Action: 2020-03-22 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Pending: Senate Banking, Housing, And Urban Affairs Committee
Text: Latest bill text (Introduced) [PDF]

Places restrictions on the collection of consumer and small business debts during a major disaster or emergency, including during the COVID-19 (i.e., coronavirus disease 2019) emergency period. Among other things, debt collectors may not during such a period enforce a security interest through a repossession or foreclosure, commence or continue litigation to collect a debt, terminate utility service, seize assets, commence or continue an eviction, or charge fees or apply a higher interest rate as a result of nonpayment. After such a period, debt collectors must provide certain repayment options including extending the repayment period for debts. Violations of these provisions are subject to civil enforcement.

Small Business and Consumer Debt Collection Emergency Relief Act of 2020

Sen. Sherrod Brown [D-OH]	Sen. Doug Jones [D-AL]	Sen. Cory Booker [D-NJ]	Sen. Elizabeth Warren [D-MA]
Sen. Robert Menendez [D-NJ]	Sen. Jeff Merkley [D-OR]

Date	Chamber	Action
2020-03-22	Senate	Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

HB6379 (Related) 2020-03-23 - Referred to the Committee on Appropriations, and in addition to the Committees on the Budget, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Type	Source
Summary	https://www.congress.gov/bill/116th-congress/senate-bill/3565/all-info
Text	https://www.congress.gov/116/bills/s3565/BILLS-116s3565is.pdf