VA HB2230 | 2019 | Regular Session
Status
Completed Legislative Action
Spectrum: Partisan Bill (Democrat 1-0)
Status: Passed on March 21 2019 - 100% progression
Action: 2019-03-21 - Governor: Acts of Assembly Chapter text (CHAP0704)
Text: Latest bill text (Chaptered) [HTML]
Spectrum: Partisan Bill (Democrat 1-0)
Status: Passed on March 21 2019 - 100% progression
Action: 2019-03-21 - Governor: Acts of Assembly Chapter text (CHAP0704)
Text: Latest bill text (Chaptered) [HTML]
Summary
Insurance; use of credit rating. Clarifies what constitutes adverse action in the use of credit in the rating and underwriting of homeowners and private passenger automobile insurance policies. An insurer is required to notify the applicant or insured when an insurer takes adverse action based on credit information. The measure conforms the definition of adverse action to the U.S. Supreme Court's decision in Safeco Insurance Company v. Burr, in which it held that an adverse action has occurred only when the use of credit information puts the applicant or insured in a worse position than if credit had not been considered.
Title
Insurance; use of credit rating.
Sponsors
Roll Calls
2019-02-19 - Senate - Senate: Passed Senate (40-Y 0-N) (Y: 40 N: 0 NV: 0 Abs: 0) [PASS]
2019-02-13 - Senate - Senate: Constitutional reading dispensed (39-Y 0-N) (Y: 39 N: 0 NV: 1 Abs: 0) [PASS]
2019-02-11 - Senate - Senate: Reported from Commerce and Labor (13-Y 0-N) (Y: 13 N: 0 NV: 0 Abs: 0) [PASS]
2019-01-28 - House - House: VOTE: BLOCK VOTE PASSAGE (99-Y 0-N) (Y: 99 N: 0 NV: 0 Abs: 0) [PASS]
2019-01-22 - House - House: Reported from Commerce and Labor (21-Y 0-N) (Y: 21 N: 0 NV: 1 Abs: 0) [PASS]
2019-02-13 - Senate - Senate: Constitutional reading dispensed (39-Y 0-N) (Y: 39 N: 0 NV: 1 Abs: 0) [PASS]
2019-02-11 - Senate - Senate: Reported from Commerce and Labor (13-Y 0-N) (Y: 13 N: 0 NV: 0 Abs: 0) [PASS]
2019-01-28 - House - House: VOTE: BLOCK VOTE PASSAGE (99-Y 0-N) (Y: 99 N: 0 NV: 0 Abs: 0) [PASS]
2019-01-22 - House - House: Reported from Commerce and Labor (21-Y 0-N) (Y: 21 N: 0 NV: 1 Abs: 0) [PASS]
History
| Date | Chamber | Action |
|---|---|---|
| 2019-03-21 | Governor: Acts of Assembly Chapter text (CHAP0704) | |
| 2019-03-21 | Governor: Approved by Governor-Chapter 704 (effective 7/1/19) | |
| 2019-03-04 | Governor: Governor's Action Deadline Midnight, March 26, 2019 | |
| 2019-03-04 | House | Enrolled Bill communicated to Governor on March 4, 2019 |
| 2019-02-22 | Senate | Signed by President |
| 2019-02-22 | House | Signed by Speaker |
| 2019-02-22 | House | Bill text as passed House and Senate (HB2230ER) |
| 2019-02-22 | House | Enrolled |
| 2019-02-19 | Senate | Passed Senate (40-Y 0-N) |
| 2019-02-19 | Senate | Read third time |
| 2019-02-18 | Senate | Passed by for the day |
| 2019-02-15 | Senate | Passed by for the day |
| 2019-02-14 | Senate | Passed by for the day |
| 2019-02-13 | Senate | Constitutional reading dispensed (39-Y 0-N) |
| 2019-02-11 | Senate | Reported from Commerce and Labor (13-Y 0-N) |
| 2019-01-29 | Senate | Referred to Committee on Commerce and Labor |
| 2019-01-29 | Senate | Constitutional reading dispensed |
| 2019-01-28 | House | VOTE: BLOCK VOTE PASSAGE (99-Y 0-N) |
| 2019-01-28 | House | Read third time and passed House BLOCK VOTE (99-Y 0-N) |
| 2019-01-25 | House | Read second time and engrossed |
| 2019-01-24 | House | Read first time |
| 2019-01-22 | House | Reported from Commerce and Labor (21-Y 0-N) |
| 2019-01-08 | House | Referred to Committee on Commerce and Labor |
| 2019-01-08 | House | Prefiled and ordered printed; offered 01/09/19 19103008D |
