West Virginia Senate Bill 433

---

Spectrum: Partisan Bill (Republican 2-0)
Status: Introduced on February 13 2025 - 25% progression
Action: 2025-02-13 - To Banking and Insurance
Pending: Senate Banking and Insurance Committee
Text: Latest bill text (Introduced) [HTML]

The purpose of this bill is to require transparency of dental health care insurance products. The bill requires annual reporting of the medical loss ratio with the Insurance Commissioner. The bill sets forth standards for the methods by which a dental carrier may pay a dental provider. The bill authorizes third party networks and sets standards for such networks. The bill requires an annual rebate to be paid in the form of a premium reduction when the MLR is not met. The bill provides for rulemaking.

Relating to dental health care service plans

Sen. Laura Wakim Chapman [R]

Sen. Rollan Roberts [R]

Date	Chamber	Action
2025-02-13	Senate	To Banking and Insurance
2025-02-13	Senate	Introduced in Senate
2025-02-13	Senate	To Banking and Insurance
2025-02-13	Senate	Filed for introduction

Chapter	Article	Section	Citation Type	Statute Text
33	64	1	New Code	See Bill Text
33	64	2	New Code	See Bill Text
33	64	3	New Code	See Bill Text
33	64	4	New Code	See Bill Text
33	64	5	New Code	See Bill Text
33	64	6	New Code	See Bill Text
33	64	7	New Code	See Bill Text

Type	Source
Summary	http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=433&year=2025&sessiontype=RS&btype=bill
Text	http://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=sb433%20intr.htm&yr=2025&sesstype=RS&i=433
Supplement	http://www.wvlegislature.gov/Fiscalnotes/FN(2)/fnsubmit_recordview1.cfm?RecordID=925730113