Rhode Island Subject | Insurance

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RIH7507PassINSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT - Provides that any insurer refusing to honor a "direction to pay" executed by an insured for payment on a property damage benefit would constitute an unfair claims practice.
[Detail][Text][Discuss]
2024-06-29
Effective without Governor's signature
RIH7264PassINSURANCE -- MOTOR VEHICLE REPLACEMENT PARTS - Prohibits insurance companies from refusing to use after market parts that are greater than 48 months and less than 72 months from the date of manufacture, provided the repairer has written consent from ...
[Detail][Text][Discuss]
2024-06-29
Effective without Governor's signature
RIS2681PassINSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT - Provides that any insurer refusing to honor a "direction to pay" executed by an insured for payment on a property damage benefit would constitute an unfair claims practice.
[Detail][Text][Discuss]
2024-06-29
Effective without Governor's signature
RIS2440PassINSURANCE -- MOTOR VEHICLE REPLACEMENT PARTS - Prohibits insurance companies from refusing to use after market parts that are greater than 48 months and less than 72 months from the date of manufacture, provided the repairer has written consent from ...
[Detail][Text][Discuss]
2024-06-28
Effective without Governor's signature
RIS3105PassINSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT - Expands the definition of "unfair claims practices".
[Detail][Text][Discuss]
2024-06-28
Effective without Governor's signature
RIH7281PassINSURANCE -- EXAMINATIONS - Amends the statutory provisions regarding domestic and foreign insurers and insurer examinations to provide provisions with regard to cybersecurity events involving Rhode Island consumers.
[Detail][Text][Discuss]
2024-06-26
Signed by Governor
RIS2802PassINSURANCE -- EXAMINATIONS - Amends the statutory provisions regarding domestic and foreign insurers and insurer examinations to provide provisions with regard to cybersecurity events involving Rhode Island consumers.
[Detail][Text][Discuss]
2024-06-26
Signed by Governor
RIH7283PassINSURANCE -- PRODUCER LICENSING ACT - Amends provisions re insurance producer appointments and clarifies language re insurance claims adjusters. Amends the RI life & health guarantee assoc act. Adds insurance data security and pet insurance acts and ...
[Detail][Text][Discuss]
2024-06-25
Signed by Governor
RIS2798PassINSURANCE -- PRODUCER LICENSING ACT - Amends provisions re insurance producer appointments and clarifies language re insurance claims adjusters. Amends the RI life & health guarantee assoc act. Adds insurance data security and pet insurance acts and ...
[Detail][Text][Discuss]
2024-06-25
Signed by Governor
RIS2086PassINSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Prohibits healthcare entities from interfering with a patient's right to choose to obtain a clinician-administered drug from their provider or pharmacy of choice.
[Detail][Text][Discuss]
2024-06-24
Signed by Governor
RIH7365PassINSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Provides that health insurers provide coverage for covered clinician-administered drugs under certain circumstances.
[Detail][Text][Discuss]
2024-06-24
Signed by Governor
RIH7944PassINSURANCE -- DENTAL INSURANCE LOSS RATIO REPORTING AND STUDY ACT - Requires dental health insurance carriers to file an actuarial memorandum disclosing its incurred claims/earned premiums, to assist the health insurance commissioner with respect to a...
[Detail][Text][Discuss]
2024-06-24
Signed by Governor
RIS2873PassINSURANCE -- DENTAL INSURANCE LOSS RATIO REPORTING AND STUDY ACT - Requires dental health insurance carriers to file an actuarial memorandum disclosing its incurred claims/earned premiums, to assist the health insurance commissioner with respect to a...
[Detail][Text][Discuss]
2024-06-24
Signed by Governor
RIH7432PassINSURANCE -- INSURERS' REHABILITATION AND LIQUIDATION ACT - Provides that no person, for over ten days, shall be restricted from enforcing a right under any pledge, security, credit, guarantee agreement, arrangement or other agreement credit enhancem...
[Detail][Text][Discuss]
2024-06-17
Signed by Governor
RIH7091PassINSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES -- LIFETIME LIMITS - Repeals the authority of the health insurance commissioner to enforce any act of Congress/decision of federal court invalidating or repealing the prohibition of annual lifetim...
[Detail][Text][Discuss]
2024-06-17
Signed by Governor
RIS2255PassINSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES -- INSURANCE COVERAGE FOR PREVENTION OF HIV INFECTION - Eliminates prior authorization or step therapy requirement for prescriptions for any HIV prevention drug/prohibits the requirement of any co...
[Detail][Text][Discuss]
2024-06-17
Signed by Governor
RIS2270PassINSURANCE -- INSURERS' REHABILITATION AND LIQUIDATION ACT - Provides that no person, for over ten days, shall be restricted from enforcing a right under any pledge, security, credit, guarantee agreement, arrangement or other agreement credit enhancem...
[Detail][Text][Discuss]
2024-06-17
Signed by Governor
RIS2382PassINSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES -- LIFETIME LIMITS - Repeals the authority of the health insurance commissioner to enforce any act of Congress/decision of federal court invalidating or repealing the prohibition of annual lifetim...
[Detail][Text][Discuss]
2024-06-17
Signed by Governor
RIH7625PassINSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES -- INSURANCE COVERAGE FOR PREVENTION OF HIV INFECTION - Eliminates prior authorization or step therapy requirement for prescriptions for any HIV prevention drug/prohibits the requirement of any co...
[Detail][Text][Discuss]
2024-06-17
Signed by Governor
RIH7719PassINSURANCE -- LIFE INSURANCE POLICIES AND RESERVES - Replaces the term "the drug naloxone" with the term "opioid antagonist" in chapters regulating life insurance policies and group life insurance policies.
[Detail][Text][Discuss]
2024-06-17
Signed by Governor
RIS2982PassINSURANCE -- LIFE INSURANCE POLICIES AND RESERVES - Replaces the term "the drug naloxone" with the term "opioid antagonist" in chapters regulating life insurance policies and group life insurance policies.
[Detail][Text][Discuss]
2024-06-17
Signed by Governor
RIH8252Intro

Sine Die
INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT - Makes several pro-consumer changes to the "Fair claims settlement practices act".
[Detail][Text][Discuss]
2024-06-12
To House Corporations Committee
RIH7197Engross

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Increases insurance coverage for hearing aids from one thousand five hundred dollars to one thousand seven hundred fifty dollars, per ear, for all people regardless of age.
[Detail][Text][Discuss]
2024-06-11
To Senate Health and Human Services Committee
RIH7558Engross

Sine Die
INSURANCE -- MOTOR VEHICLE INSURANCE -- MANDATORY ARBITRATION PROVISION - Increases the minimum claim amount necessary to require a matter involving motor vehicle liability be submitted to mandatory arbitration.
[Detail][Text][Discuss]
2024-06-11
To Senate Judiciary Committee
RIH7506Engross

Sine Die
INSURANCE -- LIABILITY INSURANCE - Provides for mandatory uninsured motorist coverage.
[Detail][Text][Discuss]
2024-06-10
To Senate Judiciary Committee
RIS2685Engross

Sine Die
INSURANCE -- CASUALTY INSURANCE RATING - Prohibits an insurance carrier from assessing a premium surcharge against an insured for making an inquiry regarding the terms of their policy.
[Detail][Text][Discuss]
2024-06-07
To House Corporations Committee
RIS3104Intro

Sine Die
INSURANCE -- LIABILITY INSURANCE - Assures rental vehicle coverage under private auto policy, extends to the named insured and any drivers listed on the insured’s policy and requires that the insurer pay for a rental that is of like quality as the ...
[Detail][Text][Discuss]
2024-06-06
To Senate Judiciary Committee
RIS2726Engross

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Prohibits insurance companies from paying a rate that is less than the approved Medicaid rate set by the executive office of health and human services.
[Detail][Text][Discuss]
2024-06-05
To House Corporations Committee
RIS2269PassINSURANCE -- CASUALTY INSURANCE RATING - Prevents insurance companies from treating widowed persons differently than married persons when establishing or maintaining an insured's rate or classification respecting the operation of a personal motor veh...
[Detail][Text][Discuss]
2024-05-31
Signed by Governor
RIH7606PassINSURANCE -- CASUALTY INSURANCE RATING - Prevents insurance companies from treating widowed persons differently than married persons when establishing or maintaining an insured's rate or classification respecting the operation of a personal motor veh...
[Detail][Text][Discuss]
2024-05-31
Signed by Governor
RIS2380Engross

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Prohibits prior authorization or a step therapy protocol for the prescription of a nonpreferred medication on their drug formulary used to assess or treat an enrollee's bipolar disorder, schizop...
[Detail][Text][Discuss]
2024-05-29
To House Finance Committee
RIS2389Intro

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Authorizes emergency medical service agencies to transport individuals to alternative facilities for treatment and permits licensed providers for mental health disorders to treat patients within...
[Detail][Text][Discuss]
2024-05-24
To House Health & Human Services Committee
RIS2607Engross

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Requires coverage for acute mental health crisis mobile response and stabilization services to eligible individuals enrolled as plan beneficiaries.
[Detail][Text][Discuss]
2024-05-24
To House Health & Human Services Committee
RIS2606Engross

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Requires insurance coverage for all community health workers' services to include health and promotion coaching, health education and training, health system navigation and resource coordination...
[Detail][Text][Discuss]
2024-05-24
To House Health & Human Services Committee
RIS2875Intro

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Provides insurance coverage for interpreter services for all medically necessary doctor appointments.
[Detail][Text][Discuss]
2024-05-23
To Senate Health and Human Services Committee
RIH7255Intro

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Requires every individual or group health insurance contract effective on or after January 1, 2025, to provide coverage to the insured and the insured's spouse and dependents for all FDA-approve...
[Detail][Text][Discuss]
2024-05-15
To House Finance Committee
RIH7900Intro

Sine Die
INSURANCE -- INSURANCE COVERAGE FOR MENTAL ILLNESS AND SUBSTANCE USE DISORDERS - Requires the EOHHS to establish an early childhood mental health hub program focused on improving access to infant and early childhood mental health services for childre...
[Detail][Text][Discuss]
2024-05-15
To House Finance Committee
RIH7435Engross

Sine Die
INSURANCE -- PET INSURANCE ACT - Enacts a chapter to regulate pet insurance.
[Detail][Text][Discuss]
2024-05-13
To Senate Environment and Agriculture Committee
RIS2088Intro

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Requires every individual or group health insurance contract effective on or after January 1, 2025, to provide coverage to the insured and the insured's spouse and dependents for all FDA-approve...
[Detail][Text][Discuss]
2024-05-10
To House Finance Committee
RIS2073Engross

Sine Die
INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIES - Provides a special enrollment period for applicants for Medicare Part B. Also prohibits state insurance carriers from denying/imposing conditions on new enrollees or discriminate on price based up...
[Detail][Text][Discuss]
2024-05-10
To House Health & Human Services Committee
RIS2177Engross

Sine Die
INSURANCE -- BENEFIT DETERMINATION AND UTILIZATION REVIEW ACT - Prohibits health benefit plans reviewing prescriptions for opioid addiction treatment.
[Detail][Text][Discuss]
2024-05-10
To House Health & Human Services Committee
RIH8203Intro

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Authorizes emergency medical service agencies to transport individuals to alternative facilities for treatment and permits licensed providers for mental health disorders to treat patients within...
[Detail][Text][Discuss]
2024-05-09
To House Health & Human Services Committee
RIH8218Intro

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Mandates health insurance coverage to include transportation for emergency services by ambulance or rescue.
[Detail][Text][Discuss]
2024-05-09
To House Health & Human Services Committee
RIH8253Intro

Sine Die
INSURANCE -- LIABILITY INSURANCE - Assures rental vehicle coverage under private auto policy, extends to the named insured and any drivers listed on the insured’s policy and requires that the insurer pay for a rental that is of like quality as the ...
[Detail][Text][Discuss]
2024-05-08
To House Corporations Committee
RIS3043Intro

Sine Die
INSURANCE -- LIABILITY INSURANCE - Provides for mandatory uninsured motorist coverage.
[Detail][Text][Discuss]
2024-05-07
To Senate Judiciary Committee
RIS3042Intro

Sine Die
INSURANCE -- MOTOR VEHICLE INSURANCE -- MANDATORY ARBITRATION PROVISION - Increases the minimum claim amount necessary to require a matter involving motor vehicle liability be submitted to mandatory arbitration.
[Detail][Text][Discuss]
2024-05-07
To Senate Judiciary Committee
RIS3047Intro

Sine Die
INSURANCE -- INSURANCE COVERAGE FOR MENTAL ILLNESS AND SUBSTANCE ABUSE - Requires insurance coverage for at a minimum up to ninety (90) days of residential or inpatient services for mental health and/or substance use disorders for American Society of...
[Detail][Text][Discuss]
2024-05-03
To Senate Health and Human Services Committee
RIS2401Intro

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Requires insurance coverage for all services provided by a pharmacist provided coverage of such services would have been covered if provided by a physician, advanced practice nurse, or physician...
[Detail][Text][Discuss]
2024-05-02
To Senate Health and Human Services Committee
RIS2611Intro

Sine Die
INSURANCE -- BENEFIT DETERMINATION AND UTILIZATION REVIEW ACT - Limits the use by insurers of step therapy, a protocol that establishes a specific sequence in which prescription drugs for a specified medical condition are covered by an insurer, by al...
[Detail][Text][Discuss]
2024-05-02
To Senate Health and Human Services Committee
RIH7273Intro

Sine Die
INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES - Requires insurance coverage for all services provided by a pharmacist provided coverage of such services would have been covered if provided by a physician, advanced practice nurse, or physician...
[Detail][Text][Discuss]
2024-05-01
To House Finance Committee
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