Bill Text: CA SB214 | 2013-2014 | Regular Session | Introduced

NOTE: There are more recent revisions of this legislation. Read Latest Draft

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Bill Title: Long-term care: financing.

Spectrum: Bipartisan Bill

Status: (Introduced - Dead) 2014-02-03 - Returned to Secretary of Senate pursuant to Joint Rule 56. [SB214 Detail]

Download: California-2013-SB214-Introduced.html

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BILL NUMBER: SB 214	INTRODUCED
	BILL TEXT


INTRODUCED BY   Senator Gaines

                        FEBRUARY 11, 2013

   An act to amend Section 10231.2 of the Insurance Code, relating to
long-term care insurance.


	LEGISLATIVE COUNSEL'S DIGEST


   SB 214, as introduced, Gaines. Long-term care insurance.
   Existing law provides for the regulation of long-term care
insurance, as defined, and requires that individual and group
policies, certificates, riders, and outlines of coverage be reviewed
and approved by the Insurance Commissioner.
   This bill would make technical, nonsubstantive changes to that
provision.
   Vote: majority. Appropriation: no. Fiscal committee: no.
State-mandated local program: no.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

  SECTION 1.  Section 10231.2 of the Insurance Code is amended to
read:
   10231.2.   (a)    "Long-term care insurance"
includes any insurance policy, certificate, or rider advertised,
marketed, offered, solicited, or designed to provide coverage for
diagnostic, preventive, therapeutic, rehabilitative, maintenance, or
personal care services that are provided in a setting other than an
acute care unit of a hospital. Long-term care insurance includes all
products containing any of the following benefit types: coverage for
institutional care including care in a nursing home, convalescent
facility, extended care facility, custodial care facility, skilled
nursing facility, or personal care home; home care coverage including
home health care, personal care, homemaker services, hospice, or
respite care; or community-based coverage including adult day care,
hospice, or respite care. Long-term care insurance includes
disability based long-term care policies but does not include
insurance designed primarily to provide Medicare supplement or major
medical expense coverage. 
   Long-term 
    (b)     Long-term  care policies,
certificates, and riders shall be regulated under this chapter. The
commissioner shall review and approve individual and group 
long-term care  policies, certificates, riders, and outlines of
coverage. Other applicable laws and regulations shall also apply to
long-term care insurance insofar as they do not conflict with the
provisions in this chapter. Long-term care benefits designed to
provide coverage of 12 months or more that are contained in or
amended to Medicare supplement or other disability policies and
certificates shall be regulated under this chapter.