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Bill Title: Amends the Hospital Licensing Act. Provides that, on and after January 1, 2023, "hospital" includes rural emergency hospitals, as defined under specified federal provisions. Allows the Department of Public Health to adopt emergency rules and makes a conforming change in the Illinois Administrative Procedure Act. Amends the Illinois Health Facilities Planning Act. Provides that any party that has previously received approval by the Health Facilities and Services Review Board to re-establish a previously discontinued general acute care hospital in accordance with a specified provision of the Act shall have the automatic right to extend the project completion date listed by the party in the party's certificate of exemption application by providing notice to the Board of the new project completion date. Amends the Nursing Home Care Act. Provides that beginning January 1, 2025, monetary penalties shall be imposed on facilities subject to the Act for non-compliance with certain staffing ratio requirements. Amends the Behavior Analyst Licensing Act. Provides that a person qualifies to be licensed as a behavior analyst or an assistant behavior analyst if that person is a graduate of a graduate level program in the field of behavior analysis or a related field with an equivalent course of study in behavior analysis (rather than just the field of behavior analysis). Provides that notwithstanding the provisions providing that the Act does not prohibit an individual from implementing a behavior analytic treatment plan under the extended authority, direction, and supervision of a licensed behavior analyst or licensed assistant behavior analyst, no business organization shall provide, attempt to provide, or offer to provide behavior analysis services unless every individual who holds an ownership interest holds a currently valid licensed issued under the Act. Amends the Podiatric Medical Practice Act of 1987. Provides a one-time fee waiver for Fiscal Year 2023. Provides that no individual may benefit from such waiver more than once. Provides that if an individual has already paid a fee for Fiscal Year 2023, then the Department of Financial and Professional Regulation shall apply the moneys to the next required fee. Amends the Specialized Mental Health Rehabilitation Act of 2013. Excludes from the definition of "consumer" individuals who are subject to a court order requiring placement in secure inpatient care in the custody of the Department of Human Services. Amends the Medical Assistance Article of the Illinois Public Aid Code. Provides that by December 31, 2022, the Department Healthcare and Family Services shall obtain appropriate documentation from Qualifying Ground Ambulance Service Providers to ascertain an accurate count of the number of licensed vehicles available to serve enrollees in the State's medical assistance programs. Provides that by February 28, 2023, Qualifying Ground Ambulance Service Providers shall be initially notified of their eligible award. Provides that after March 31, 2024, any unobligated funds shall be reallocated pro rata to the remaining Qualifying Ground Ambulance Service Providers that are able to prove up eligible expenses in excess of their initial award amount until all such appropriated funds are exhausted. Makes changes in a provision on funds awarded for a COVID-19 response support initiative. Makes changes concerning the Medicaid Access Adjustment for nursing facilities. Amends the Long-Term Care Provider Funding Article of the Illinois Public Aid Code. Provides that, subject to federal approval, a $7 occupied bed day assessment shall be imposed on any nursing facility owned and operated by a county government. Amends the Rebuild Illinois Mental Health Workforce Act. In provisions concerning Medicaid funding for community mental health services, provides that, subject to federal approval, a one-time directed payment must be made in calendar year 2023 for community mental health services provided by community mental health providers. Requires the one-time directed payment to be for an amount appropriated for these purposes and to be for services for Integrated Assessment and Treatment Planning and other intensive services, including, but not limited to, services for Mobile Crisis Response, crisis intervention, medication monitoring, and group services. Provides that no base Medicaid rate payment or any other payment for the provision of Medicaid community mental health services in place on January 1, 2023 shall be diminished or changed to make the required reimbursement changes required under the Act. Amends the Code of Criminal Procedure of 1963. Contains provisions concerning court orders for inpatient treatment for defendants with a mental disability. Effective immediately.
Spectrum: Partisan Bill (Democrat 4-0)
Status: (Passed) 2023-01-18 - Public Act . . . . . . . . . 102-1118
[HB0240 Detail]Download: Illinois-2021-HB0240-Introduced.html
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| | 102ND GENERAL ASSEMBLY
State of Illinois
2021 and 2022
HB0240 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED:
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| 215 ILCS 5/1575 | | 215 ILCS 5/Art. XXXI.75 rep. | |
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Amends the Illinois Insurance Code. Provides that a public adjuster shall ensure that a contract between a public adjuster and insured contains the email address of the public adjuster. Provides that a public adjuster shall provide the insurer with an exact copy of the contract with the insured by email within 2 business days after execution of the contract. Provides that a public adjuster shall not provide services until a written contract with the insured has been executed and an exact copy of the contract has been provided to the insurer. Provides that, at the option of an insured, any contract between a public adjuster and the insured shall be voidable for 5 business days after the copy of the contract has been received by the insurer. Provides that the insured may void the contract by notifying the public adjuster in writing by sending an email to the email address shown on the contract. Repeals the Public Insurance Adjusters and Registered Firms Article of the Illinois Insurance Code. Effective immediately.
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| | A BILL FOR |
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| | HB0240 | | LRB102 05098 BMS 15118 b |
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1 | | AN ACT concerning regulation.
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2 | | Be it enacted by the People of the State of Illinois,
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3 | | represented in the General Assembly:
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4 | | Section 5. The Illinois Insurance Code is amended by |
5 | | changing Section 1575 as follows:
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6 | | (215 ILCS 5/1575)
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7 | | Sec. 1575. Contract between public adjuster and insured. |
8 | | (a) Public adjusters shall ensure that all contracts for |
9 | | their services are in writing and contain the following terms: |
10 | | (1) legible full name of the adjuster signing the |
11 | | contract, as specified in Department records; |
12 | | (2) permanent home state business address , email |
13 | | address, and phone number; |
14 | | (3) license number; |
15 | | (4) title of "Public Adjuster Contract"; |
16 | | (5) the insured's full name, street address, insurance |
17 | | company name, and policy number, if known or upon |
18 | | notification; |
19 | | (6) a description of the loss and its location, if |
20 | | applicable; |
21 | | (7) description of services to be provided to the |
22 | | insured; |
23 | | (8) signatures of the public adjuster and the insured; |
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1 | | (9) date and time the contract was signed by the |
2 | | public adjuster and date and time the contract was signed |
3 | | by the insured; |
4 | | (10) attestation language stating that the public |
5 | | adjuster is fully bonded pursuant to State law; and |
6 | | (11) full salary, fee, commission, compensation, or |
7 | | other considerations the public adjuster is to receive for |
8 | | services. |
9 | | (b) The contract may specify that the public adjuster |
10 | | shall be named as a co-payee on an insurer's payment of a |
11 | | claim. |
12 | | (1) If the compensation is based on a share of the |
13 | | insurance settlement, the exact percentage shall be |
14 | | specified. |
15 | | (2) Initial expenses to be reimbursed to the public |
16 | | adjuster from the proceeds of the claim payment shall be |
17 | | specified by type, with dollar estimates set forth in the |
18 | | contract and with any additional expenses first approved |
19 | | by the insured. |
20 | | (3) Compensation provisions in a public adjuster |
21 | | contract shall not be redacted in any copy of the contract |
22 | | provided to the Director. |
23 | | (c) If the insurer, not later than 5 business days after |
24 | | the date on which the loss is reported to the insurer, either |
25 | | pays or commits in writing to pay to the insured the policy |
26 | | limit of the insurance policy, the public adjuster shall: |
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1 | | (1) not receive a commission consisting of a |
2 | | percentage of the total amount paid by an insurer to |
3 | | resolve a claim; |
4 | | (2) inform the insured that loss recovery amount might |
5 | | not be increased by insurer; and |
6 | | (3) be entitled only to reasonable compensation from |
7 | | the insured for services provided by the public adjuster |
8 | | on behalf of the insured, based on the time spent on a |
9 | | claim and expenses incurred by the public adjuster, until |
10 | | the claim is paid or the insured receives a written |
11 | | commitment to pay from the insurer. |
12 | | (d) A public adjuster shall provide the insured a written |
13 | | disclosure concerning any direct or indirect financial |
14 | | interest that the public adjuster has with any other party who |
15 | | is involved in any aspect of the claim, other than the salary, |
16 | | fee, commission, or other consideration established in the |
17 | | written contract with the insured, including, but not limited |
18 | | to, any ownership of or any compensation expected to be |
19 | | received from, any construction firm, salvage firm, building |
20 | | appraisal firm, board-up company, or any other firm that |
21 | | provides estimates for work, or that performs any work, in |
22 | | conjunction with damages caused by the insured loss on which |
23 | | the public adjuster is engaged. The word "firm" shall include |
24 | | any corporation, partnership, association, joint-stock |
25 | | company, or person. |
26 | | (e) A public adjuster contract may not contain any |
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1 | | contract term that: |
2 | | (1) allows the public adjuster's percentage fee to be |
3 | | collected when money is due from an insurance company, but |
4 | | not paid, or that allows a public adjuster to collect the |
5 | | entire fee from the first check issued by an insurance |
6 | | company, rather than as a percentage of each check issued |
7 | | by an insurance company; |
8 | | (2) requires the insured to authorize an insurance |
9 | | company to issue a check only in the name of the public |
10 | | adjuster; |
11 | | (3) precludes a public adjuster or an insured from |
12 | | pursuing civil remedies; |
13 | | (4) includes any hold harmless agreement that provides |
14 | | indemnification to the public adjuster by the insured for |
15 | | liability resulting from the public adjuster's negligence; |
16 | | or |
17 | | (5) provides power of attorney by which the public |
18 | | adjuster can act in the place and instead of the insured. |
19 | | (f) The following provisions apply to a contract between a |
20 | | public adjuster and an insured: |
21 | | (1) Prior to the signing of the contract, the public |
22 | | adjuster shall provide the insured with a separate signed |
23 | | and dated disclosure document regarding the claim process |
24 | | that states: |
25 | | "Property insurance policies obligate the insured to |
26 | | present a claim to his or her insurance company for |
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1 | | consideration. There are 3 types of adjusters that could |
2 | | be involved in that process. The definitions of the 3 |
3 | | types are as follows: |
4 | | (A) "Company adjuster" means the insurance |
5 | | adjusters who are employees of an insurance company. |
6 | | They represent the interest of the insurance company |
7 | | and are paid by the insurance company. They will not |
8 | | charge you a fee. |
9 | | (B) "Independent adjuster" means the insurance |
10 | | adjusters who are hired on a contract basis by an |
11 | | insurance company to represent the insurance company's |
12 | | interest in the settlement of the claim. They are paid |
13 | | by your insurance company. They will not charge you a |
14 | | fee. |
15 | | (C) "Public adjuster" means the insurance |
16 | | adjusters who do not work for any insurance company. |
17 | | They work for the insured to assist in the |
18 | | preparation, presentation and settlement of the claim. |
19 | | The insured hires them by signing a contract agreeing |
20 | | to pay them a fee or commission based on a percentage |
21 | | of the settlement, or other method of compensation.". |
22 | | (2) The insured is not required to hire a public |
23 | | adjuster to help the insured meet his or her obligations |
24 | | under the policy, but has the right to do so. |
25 | | (3) The public adjuster is not a representative or |
26 | | employee of the insurer. |
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1 | | (4) The salary, fee, commission, or other |
2 | | consideration is the obligation of the insured, not the |
3 | | insurer, except when rights have been assigned to the |
4 | | public adjuster by the insured. |
5 | | (g) The contracts shall be executed in duplicate to |
6 | | provide an original contract to the public adjuster, and an |
7 | | original contract to the insured. The public adjuster's |
8 | | original contract shall be available at all times for |
9 | | inspection without notice by the Director. |
10 | | (h) The public adjuster shall provide the insurer with an |
11 | | exact copy of the contract with by the insured by email within |
12 | | 2 business days after execution of the contract , authorizing |
13 | | the public adjuster to represent the insured's interest. |
14 | | (i) The public adjuster shall give the insured written |
15 | | notice of the insured's rights as a consumer under the law of |
16 | | this State. |
17 | | (j) A public adjuster shall not provide services until a |
18 | | written contract with the insured has been executed, on a form |
19 | | filed with and approved by the Director , and an exact copy of |
20 | | the contract has been provided to the insurer . At the option of |
21 | | the insured, any such contract shall be voidable for 5 |
22 | | business days after the copy has been received by the insurer |
23 | | execution . The insured may void the contract by notifying the |
24 | | public adjuster in writing by (i) registered or certified |
25 | | mail, return receipt requested, to the address shown on the |
26 | | contract , or (ii) personally serving the notice on the public |
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1 | | adjuster , or (iii) sending an email to the email address shown |
2 | | on the contract . |
3 | | (k) If the insured exercises the right to rescind the |
4 | | contract, anything of value given by the insured under the |
5 | | contract will be returned to the insured within 15 business |
6 | | days following the receipt by the public adjuster of the |
7 | | cancellation notice.
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8 | | (Source: P.A. 96-1332, eff. 1-1-11; 97-333, eff. 8-12-11.)
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9 | | (215 ILCS 5/Art. XXXI.75 rep.) |
10 | | Section 10. The Illinois Insurance Code is amended by |
11 | | repealing Article XXXI 3/4.
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12 | | Section 99. Effective date. This Act takes effect upon |
13 | | becoming law.
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