Bill Text: MO HB2209 | 2014 | Regular Session | Comm Sub

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Bill Title: Excludes excepted benefits from any health insurance mandated coverage

Spectrum: Partisan Bill (Republican 1-0)

Status: (Introduced - Dead) 2014-04-28 - Rules - Reported Do Pass (H) [HB2209 Detail]

Download: Missouri-2014-HB2209-Comm_Sub.html

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SECOND REGULAR SESSION

HOUSE COMMITTEE SUBSTITUTE FOR

HOUSE BILL NO. 2209

97TH GENERAL ASSEMBLY

6440L.04C                                                                                                                                                 D. ADAM CRUMBLISS, Chief Clerk

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AN ACT

To amend chapter 376, RSMo, by adding thereto one new section relating to health insurance coverage.

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Be it enacted by the General Assembly of the state of Missouri, as follows:

            Section A. Chapter 376, RSMo, is amended by adding thereto one new section, to be known as section 376.998, to read as follows:

            376.998. 1. Any health insurance mandate that is applicable to health benefit plans written by a health carrier, as both terms are defined in section 376.1350, shall not apply to excepted benefit plans, as defined in section 376.450. For purposes of the exemption under this section, a "health insurance mandate" means a state requirement for a health carrier to offer or provide coverage for:

            (1) A treatment by a particular type of health care provider;

            (2) A certain treatment or service, including procedures, medical equipment, or drugs that are used in connection with a treatment or service; and

            (3) Screening, diagnosis, or treatment of a particular disease or condition.

            2. All excepted benefit plans issued on or after January 1, 2015, shall include a disclaimer printed in no less than twelve-point font on the front of the policy, certificate, application and enrollment form, and all advertising materials which states: NOTICE TO CONSUMER: THIS PLAN IS NOT CONSIDERED "MINIMUM ESSENTIAL COVERAGE" AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL INSURANCE. THIS PLAN HAS LIMITS AND EXCLUSIONS AND MAY NOT COVER ALL HEALTH BENEFITS OR SERVICES.".

            3. If plan identification cards are issued to enrollees, as defined in section 376.1350, of excepted benefit plans, the cards shall clearly and conspicuously state on the front of the card: "THIS IS NOT MINIMUM ESSENTIAL COVERAGE.".

            4. This section applies to all insurers that provide coverage to residents of this state which is issued or renewed on or after January 1, 2015.

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