| NY | S06050 | Intro
25% | Establishes the savings bank, savings and loan association or credit union municipal deposit program.
[Detail][Text][Discuss] | 2025-03-05
To Senate Banks Committee |
| NY | S05669 | Intro
25% | Prohibits imposing surcharges on automated teller machines located on state university of New York or city university of New York property.
[Detail][Text][Discuss] | 2025-02-27
To Senate Banks Committee |
| NY | S05528 | Intro
25% | Authorizes certain state regulated institutions to offer disaster forbearance agreements to qualified mortgagors whose income has been adversely affected by the outbreak of COVID-19 and is unable to make their mortgage payment.
[Detail][Text][Discuss] | 2025-02-24
To Senate Banks Committee |
| NY | S05483 | Intro
25% | Grants the department of financial services jurisdiction over the financing of motor vehicles; requires motor vehicle dealer finance managers to be licensed by the department of financial services.
[Detail][Text][Discuss] | 2025-02-21
To Senate Banks Committee |
| NY | S05473 | Intro
25% | Requires certain disclosures by a developer of virtual tokens in advertisements involving such virtual tokens; provides restrictions concerning advertising.
[Detail][Text][Discuss] | 2025-02-21
To Senate Banks Committee |
| NY | S05132 | Intro
25% | Requires certain corporations authorized to operate in the state and subject to the supervision of the department of financial services that had annual gross revenues of at least five hundred million dollars ($500,000,000) in the prior calendar year ...
[Detail][Text][Discuss] | 2025-02-19
To Senate Banks Committee |
| NY | S05097 | Intro
25% | Increases the penalty for robbery of property from a bank; makes the crime a class C felony.
[Detail][Text][Discuss] | 2025-02-18
To Senate Banks Committee |
| NY | S04798 | Intro
25% | Authorizes the New York state department of financial services to oversee the planned closing of bank branch offices by federally chartered banking organizations.
[Detail][Text][Discuss] | 2025-02-12
To Senate Banks Committee |
| NY | S04700 | Intro
25% | Requires the registration and regulation of non-bank automated teller machines.
[Detail][Text][Discuss] | 2025-02-11
To Senate Banks Committee |
| NY | S04606 | Intro
25% | Provides for the regulation of buy-now-pay-later lenders; requires such lenders to be licensed; establishes prohibited acts, limitations on loans, and consumer protections.
[Detail][Text][Discuss] | 2025-02-10
To Senate Banks Committee |
| NY | S04604 | Intro
25% | Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage ra...
[Detail][Text][Discuss] | 2025-02-10
To Senate Banks Committee |
| NY | S04607 | Intro
25% | Deems asset-based lending transactions to be loans for all purposes.
[Detail][Text][Discuss] | 2025-02-10
To Senate Banks Committee |
| NY | S04603 | Intro
25% | Establishes standards for the closure of bank accounts in the state of New York to include providing notice of closure and the return of funds to account owners.
[Detail][Text][Discuss] | 2025-02-10
To Senate Banks Committee |
| NY | S04605 | Intro
25% | Allows for mortgagors to cancel or renegotiate forbearance agreements made during a state disaster emergency.
[Detail][Text][Discuss] | 2025-02-10
To Senate Banks Committee |
| NY | S04579 | Intro
25% | Prohibits a state chartered banking institution from providing financing to a landlord who has engaged in certain bad faith acts.
[Detail][Text][Discuss] | 2025-02-07
To Senate Banks Committee |
| NY | S04570 | Intro
25% | Enacts the New York state money transmission disclosure act; requires each licensee providing a transmission transaction which involves currency of one country into the currency of another country to provide the customer with a written disclosure; au...
[Detail][Text][Discuss] | 2025-02-07
To Senate Banks Committee |
| NY | S04302 | Intro
25% | Prohibits the state university of New York and the city university of New York from permitting any persons to solicit persons to become holders of credit cards unless credit education courses are provided.
[Detail][Text][Discuss] | 2025-02-04
To Senate Banks Committee |
| NY | S04323 | Intro
25% | Enacts the uniform special deposits act to provide for special deposits in the state of New York in a manner uniform to other jurisdictions.
[Detail][Text][Discuss] | 2025-02-04
To Senate Banks Committee |
| NY | S04355 | Intro
25% | Relates to the regulation and licensing of employer-integrated and non-verified on-demand pay providers.
[Detail][Text][Discuss] | 2025-02-04
To Senate Banks Committee |
| NY | S04338 | Intro
25% | Requires ATM machines to release ATM cards with EVM chips prior to disbursing cash or a receipt; defines EVM chip and related terms.
[Detail][Text][Discuss] | 2025-02-04
To Senate Banks Committee |
| NY | S04271 | Intro
25% | Relates to licensing consumer debt collectors; sets minimum standards and regulations; establishes penalties for violations.
[Detail][Text][Discuss] | 2025-02-03
To Senate Banks Committee |
| NY | S04207 | Intro
25% | Requires banks to send account notifications in certain circumstances.
[Detail][Text][Discuss] | 2025-02-03
To Senate Banks Committee |
| NY | S04115 | Intro
25% | Instructs the department of financial services to regulate consumer reporting agencies by requiring licensing of credit reporting agencies, and allowing the department to examine the books and records of consumer reporting agencies.
[Detail][Text][Discuss] | 2025-02-03
To Senate Banks Committee |
| NY | S04228 | Intro
25% | Prohibits certain financial institutions from charging a fee for periodic paper statements when such statements are required for an application for public assistance.
[Detail][Text][Discuss] | 2025-02-03
To Senate Banks Committee |
| NY | S04129 | Intro
25% | Requires lending institutions that send unsolicited mail-loan checks to clearly state in solicitation letter the interest rate to be applied to such loan and to demonstrate the total cost of loan in a dollar amount, at interest rate, over periods of ...
[Detail][Text][Discuss] | 2025-02-03
To Senate Banks Committee |
| NY | S04200 | Intro
25% | Requires student financial aid award letters to contain information on net costs, defined as an estimate of the costs of attendance after financial aid which does not require repayment and options for loans which do require repayment.
[Detail][Text][Discuss] | 2025-02-03
To Senate Banks Committee |
| NY | S03962 | Intro
25% | Establishes the savings bank, savings and loan association or credit union municipal deposit program; defines terms; provides that a credit union accepting deposits of public money is subject to certain limitations and shall pledge assets or furnish ...
[Detail][Text][Discuss] | 2025-01-31
To Senate Banks Committee |
| NY | S04090 | Intro
25% | Prohibits a bank or trust company from charging a service charge or requiring a minimum balance for attorney trust or IOLA accounts that are non-interest bearing in nature; defines attorney trust account.
[Detail][Text][Discuss] | 2025-01-31
To Senate Banks Committee |
| NY | S03925 | Intro
25% | Prohibits foreign banking corporations from issuing payday loans; defines payday loans as any transaction in which a short-term cash advance is made to a consumer in exchange for: a consumer's personal check or share draft, in the amount of an advanc...
[Detail][Text][Discuss] | 2025-01-30
To Senate Banks Committee |
| NY | S03901 | Intro
25% | Relates to alternative finance investment bonds.
[Detail][Text][Discuss] | 2025-01-30
To Senate Banks Committee |
| NY | S03692 | Intro
25% | Requires all banking organizations to have a notary public available during business hours; permits banking organizations to charge a fee for such service.
[Detail][Text][Discuss] | 2025-01-29
To Senate Banks Committee |
| NY | S03546 | Intro
25% | Exempts minority depository institutions which are subject to the Community Reinvestment Act of 1977 from report and document filing requirements with the superintendent of financial services for a period of ten years from commencement of business.
[Detail][Text][Discuss] | 2025-01-28
To Senate Banks Committee |
| NY | S03262 | Intro
25% | Establishes requirements for the creation and operation of limited purpose trust companies; establishes how to apply to operate as a limited purpose trust company.
[Detail][Text][Discuss] | 2025-01-24
To Senate Banks Committee |
| NY | S03332 | Intro
25% | Provides for the licensing and regulation of income access services in the state.
[Detail][Text][Discuss] | 2025-01-24
To Senate Banks Committee |
| NY | S03066 | Intro
25% | Allows credit unions, savings banks, savings and loan associations and federal savings associations to accept and secure deposits from municipal corporations.
[Detail][Text][Discuss] | 2025-01-23
To Senate Banks Committee |
| NY | S02519 | Intro
25% | Establishes a limitation on financial services assessments and appropriation suballocations; requires that money obtained from assessments shall only be used to defray operating expenses of the department of financial services.
[Detail][Text][Discuss] | 2025-01-21
To Senate Banks Committee |
| NY | S02333 | Intro
25% | Provides for restructuring unsustainable sovereign and subnational debt; provides a voluntary petition for relief may be filed with the state.
[Detail][Text][Discuss] | 2025-01-16
To Senate Banks Committee |
| NY | S02166 | Intro
25% | Enacts the "Excelsior Opportunity Accounts Act"; establishes a special fund for EO accounts within the department of financial services for certain eligible individuals born after December 31, 2027, who reside in the state, are under age 18, with hou...
[Detail][Text][Discuss] | 2025-01-15
To Senate Banks Committee |
| NY | S01992 | Intro
25% | Establishes the "New York public banking act"; authorizes municipal and other local governments to form and control public banks through the ownership of capital stock or other ownership interests, and to loan or grant public funds or lend public cre...
[Detail][Text][Discuss] | 2025-01-14
To Senate Banks Committee |
| NY | S01708 | Intro
25% | Establishes the bank of Rochester, including provisions related to definitions; sponsors and corporate structure; powers and restrictions; governance; charter requirements; financial and operations frameworks; transparency and financial reporting; in...
[Detail][Text][Discuss] | 2025-01-13
To Senate Banks Committee |
| NY | S00163 | Intro
25% | Enacts the pro-banking act to mandate acceptance of the New York city identity card as a primary form of identification at all covered entities, including all banking organizations, foreign banking corporations, and interstate branches.
[Detail][Text][Discuss] | 2025-01-08
To Senate Banks Committee |
| NY | S00618 | Intro
25% | Prohibits lenders from blocking access to funds from a credit line mortgage.
[Detail][Text][Discuss] | 2025-01-08
To Senate Banks Committee |
