Bill Text: NY S03141 | 2023-2024 | General Assembly | Introduced

NOTE: There are more recent revisions of this legislation. Read Latest Draft
Bill Title: Establishes the mobile and manufactured home replacement program to eliminate older mobile and manufactured homes and replace them with new manufactured, modular or site-built homes; makes related provisions.

Spectrum: Moderate Partisan Bill (Democrat 5-1)

Status: (Engrossed) 2024-05-30 - returned to senate [S03141 Detail]

Download: New_York-2023-S03141-Introduced.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                          3141

                               2023-2024 Regular Sessions

                    IN SENATE

                                    January 27, 2023
                                       ___________

        Introduced  by  Sen. MANNION -- read twice and ordered printed, and when
          printed to be committed to the Committee on Housing, Construction  and
          Community Development

        AN  ACT  to  amend  the  private housing finance law, in relation to the
          mobile and manufactured home replacement program

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1. The private housing finance law is amended by adding a new
     2  article 27-A to read as follows:
     3                               ARTICLE XXVII-A
     4              MOBILE AND MANUFACTURED HOME REPLACEMENT PROGRAM
     5  Section 1240. Statement of legislative findings and purpose.
     6          1241. Definitions.
     7          1242. Mobile and manufactured home replacement contracts.
     8    § 1240. Statement of legislative findings and purpose. The legislature
     9  hereby finds and declares that there exists in New York state a  serious
    10  need  to  eliminate older, dilapidated mobile and manufactured homes and
    11  replace them with new manufactured, modular or site-built  homes.  Older
    12  mobile  or  manufactured  home  units  with rusted, leaking metal roofs,
    13  metal-framed windows with interior take-out storms,  and  metal  siding,
    14  are  those that most need replacement. No matter the amount of rehabili-
    15  tation investment, the end result is unsatisfactory in terms of  longev-
    16  ity,  energy  efficiency  and  affordability.  The legislature therefore
    17  finds that the state should establish a program to fund the  replacement
    18  of mobile or manufactured homes with new affordable and energy efficient
    19  manufactured, modular or site-built homes.
    20    § 1241. Definitions.  For  the  purposes of this article the following
    21  terms shall have the following meanings:
    22    1. "Corporation" shall mean the housing trust fund corporation  estab-
    23  lished in section forty-five-a of this chapter.

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04990-01-3

        S. 3141                             2

     1    2.  "Dilapidated" shall mean a housing unit that does not provide safe
     2  and adequate shelter, and in its present condition endangers the health,
     3  safety or well-being of the occupants. Such a housing  unit  shall  have
     4  one  or  more critical defects, or a combination of intermediate defects
     5  in  sufficient  number  or  extent  to  require  considerable  repair or
     6  rebuilding. Such defects may involve original construction, or they  may
     7  result  from  continued neglect or lack of repair or from serious damage
     8  to the structure.
     9    3. "Eligible applicant" shall mean a unit of  local  government  or  a
    10  not-for-profit  corporation  in  existence  for  a period of one or more
    11  years prior to application, which is, or will be at the time  of  award,
    12  incorporated  under  the not-for-profit corporation law and has substan-
    13  tial experience in affordable housing.
    14    4. "Eligible property" shall mean a mobile or manufactured  home  that
    15  is  the  primary  residence of a homeowner with a total household income
    16  that does not exceed eighty percent of area median income for the county
    17  in which a project is located as calculated by the United States depart-
    18  ment of housing and urban development.
    19    5. "Manufactured home" shall have the same meaning as is set forth for
    20  such term in subdivision seven of section six hundred one of the  execu-
    21  tive law.
    22    6.  "Mobile  and  manufactured  home replacement program" or "program"
    23  shall mean a proposal by an eligible applicant for the replacement of  a
    24  dilapidated mobile or manufactured home with a new manufactured, modular
    25  or site-built home. All replacement homes shall be energy star rated for
    26  energy efficiency.
    27    7. "Modular home" shall have the same meaning as is set forth for such
    28  term  in  paragraph  thirty-three  of  subdivision (b) of section eleven
    29  hundred one of the tax law.
    30    8. "Site-built home" shall mean a structure built on-site using build-
    31  ing materials delivered to the site, even if some of such materials were
    32  manufactured, produced or assembled off-site such as, by way of  example
    33  and not by way of limitation, concrete blocks, windows, door units, wall
    34  or roof panels, trusses and dormers.
    35    § 1242. Mobile and manufactured home replacement contracts. 1. Grants.
    36  Within  the limit of funds available in the mobile and manufactured home
    37  replacement program, the corporation is hereby authorized to enter  into
    38  contracts  with  eligible  applicants  to provide grants, which shall be
    39  used to establish programs to provide assistance  to  eligible  property
    40  owners to replace dilapidated mobile or manufactured homes in the state.
    41    2.  Program criteria. The corporation shall develop procedures, crite-
    42  ria and requirements related to the application and  award  of  projects
    43  pursuant  to  this  section  which  shall include:   eligibility, market
    44  demand, feasibility and  funding  criteria;  the  funding  determination
    45  process;  supervision  and evaluation of contracting applicants; report-
    46  ing, budgeting and record-keeping requirements; provisions for modifica-
    47  tion and termination of contracts; and such other matters not inconsist-
    48  ent with the purposes and provisions of this article as the  corporation
    49  shall deem necessary or appropriate.
    50    3. Contract limitations. The total contract pursuant to any one eligi-
    51  ble applicant in a specified region shall not exceed seven hundred fifty
    52  thousand  dollars  and  the contract shall provide for completion of the
    53  program within a reasonable period, as specified  therein,  which  shall
    54  not  in  any  event  exceed four years from commencement of the program.
    55  Upon request, the corporation may extend the term of the contract for up

        S. 3141                             3

     1  to an additional one year period for good cause shown  by  the  eligible
     2  applicant.
     3    4.  Planning and administrative costs. The corporation shall authorize
     4  the eligible applicant to spend ten percent of the contract  amount  for
     5  approved planning and administrative costs associated with administering
     6  the program.
     7    5.  The  corporation  shall  require that, in order to receive a grant
     8  pursuant to this article, the eligible  property  owner  shall  have  no
     9  liens  on  the  land  after  closing  the  grant other than the new home
    10  financing and currently existing mortgage or mortgages, and all property
    11  taxes and insurances must be current.
    12    6. Assistance. Financial assistance to eligible property owners  shall
    13  be  one  hundred  percent  grants  in the form of deferred payment loans
    14  (hereinafter referred to in this subdivision as  "DPL").    A  ten  year
    15  declining balance lien in the form of a note and mortgage, duly filed at
    16  the county clerk's office, will be utilized for replacement projects. No
    17  interest  or payments will be required on the DPL unless the property is
    18  sold or transferred before the regulatory term expires.  In  such  cases
    19  funds will be recaptured from the proceeds of the sale of the home, on a
    20  declining  balance  basis,  unless  an  income-eligible immediate family
    21  member accepts ownership of, and resides in the new replacement home for
    22  the remainder of the regulatory term.  In addition the mobile and  manu-
    23  factured home replacement program established by this article shall: (a)
    24  provide  funds for relocation assistance to homeowners who are unable to
    25  voluntarily relocate during the demolition and  construction  phases  of
    26  the  project;  (b)  provide  funding  for  the  costs of demolishing and
    27  disposing of the dilapidated home; and (c) complement and be in addition
    28  to any existing mobile home replacement established under the  New  York
    29  state  HOME  program  pursuant  to section eleven hundred seventy-two of
    30  this chapter, or any successor thereto, and funded with federal funds.
    31    7. Homeownership training. The eligible property owner must  agree  to
    32  attend  an  approved  homeownership  training program for post-purchase,
    33  credit/budget, and home maintenance counseling as part of  the  applica-
    34  tion process.
    35    8.  Funding  criteria.  The  total  payment  pursuant to any one grant
    36  contract shall not exceed two hundred thousand dollars and the  contract
    37  shall  provide for completion of the program within a reasonable period,
    38  as specified therein, not to exceed four years.
    39    9. Funding and annual report. The corporation in its  sole  discretion
    40  shall  authorize all funding decisions and make all award announcements.
    41  The corporation shall, on or before December thirty-first in  each  year
    42  submit  a  report to the legislature on the implementation of this arti-
    43  cle. Such report shall include, but not be limited to,  for  each  award
    44  made  to  a  grantee  under  this  article: a description of such award;
    45  contract amount and cumulative total; and such other information as  the
    46  corporation deems pertinent.
    47    § 2. This act shall take effect immediately.
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